Investment Policy Scope
Our charity will invest in a diversified range of asset classes and regions. We will consider
investment in stocks, bonds, property, and other investment vehicles that align with our charitable
mission.
Investment Objectives
Our investment objectives are to achieve growth and income. We aim to generate sustainable returns
that allow us to achieve our charitable objectives while protecting the capital value of our
investments.
Risk Appetite
We recognize that every investment carries risk, and we will manage these risks to ensure that they
are commensurate with our objectives and the financial resources available. Our charity’s risk
appetite is moderate, and we are willing to accept fluctuations in the value of our assets in
pursuit of our investment objectives.
Balancing Investment Risk and Return
We will balance risk and return to achieve our investment objectives. We will seek to achieve our
investment goals through a mix of low-risk and high-risk investments to achieve a diversified
portfolio of investments that suit our needs.
Amount Available
We will invest our financial resources in line with our objectives, risk appetite, and investment
policy. The amount we have available for investment will be reviewed annually, and we will adjust
our investment strategy as necessary to ensure that we continue to meet our objectives.
Investment Time Horizon
Our investment time horizon is long-term, and we aim to invest in funds for the long term. We
recognize that investing is a long-term activity that requires a disciplined approach to generate
sustainable returns.
Liquidity Needs
We will ensure that our charity has sufficient liquidity to meet our financial commitments,
including grants and other charitable activities. We will invest in liquid assets and maintain an
appropriate level of cash reserves to ensure that we can access our money when we
need it.
Types of Charity Investments
We will consider investing in ethical stocks that align with our charitable mission. We will avoid
investing in stocks that go against our charity’s aims.
Decision-Makers
The charity trustees are responsible for making investment decisions, including approving the
investment policy, setting investment objectives, and selecting investment managers.
Investment Key Performance Indicators
We will measure the performance of our investments based on the total return, risk- adjusted
return, and other appropriate benchmarks. We will review our performance regularly and adjust our
investment strategy as necessary.
Investment Policy Reporting Requirements
We will communicate investment performance to our stakeholders annually, including donors,
beneficiaries, and the Charity Commission.
Responsibility and Remit of the Investment Manager
If we engage an investment manager, they will be responsible for implementing our investment
strategy, making investment decisions on our behalf, and reporting on investment performance.
Investment Manager’s Principles
Our investment manager must follow our investment policy and adhere to our ethical standards. They
must act in our best interests and manage our investments prudently.
Investment Responsibilities of the Trustees
The trustees have a legal obligation to secure the best financial return within the appropriate
level of risk to be spent on the charity’s aims. They have a duty to consider investment
suitability and diversification, to take advice, unless there is good reason for not doing so, and
to review investments.
Conclusion
Our charity investment policy sets out our approach to investing. It is a framework for making
investment decisions, managing our financial resources, and meeting our governance
responsibilities. We will review our investment policy annually to ensure that it
continues to align with our charitable mission and objectives.
The person responsible for this policy/procedure is: Andrea Phillips
This policy has been approved by the Board of Trustees
Policy approved date 22nd October 2024
This policy is reviewed on an annual basis by the Board of Trustees
Next review due: October 2025